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  1. Replies
    8
    Views
    5,892

    WL is virtually never priced with 2001CSO, which...

    WL is virtually never priced with 2001CSO, which is heavily loaded for reserves, and wasn't created for premiums (despite the -misguided- IRS adoption of it in defining premiums for life insurance)....
  2. Thread: CAS or SOA

    by JMO Fan
    Replies
    4
    Views
    2,568

    choose wisely

    If you get an actuarial job, then you can decide whether the grass looks greener on the other side. But be careful, money isn't everything. Enjoying your work is primary.
  3. Thread: Annuity Tables

    by JMO Fan
    Replies
    1
    Views
    1,769

    Yes, there are many choices. Annuity buyers...

    Yes, there are many choices. Annuity buyers generally expect themselves to live longer than average. Google "annuity tables" and read.
  4. Replies
    1
    Views
    1,166

    Passing exams as fast as possible will be better...

    Passing exams as fast as possible will be better long-term, but it is always better to get an actuarial job/internship as early as possible. It is difficult to retain the important skills learned in...
  5. Thread: Carvm

    by JMO Fan
    Replies
    1
    Views
    3,278

    CARVM = Commissioners Annuity Reserve Valuation...

    CARVM = Commissioners Annuity Reserve Valuation Method, the minimum statutory reserves in the US.

    CARVM reserves are required to be the greatest of the present values of any future guaranteed...
  6. Replies
    9
    Views
    3,304

    My son, MD, would have been a super actuary. If...

    My son, MD, would have been a super actuary. If he had started actuarial studies, the intensity required both to become and to continue work as a good MD would likely have eliminated any chance of...
  7. Replies
    14
    Views
    8,309

    Who cares?

    Not many employers care; SoA won't tell the scores, so nobody knows if you don't tell. Telling them you got a '10' sets you and them up for disappointment if you "only" get a 6 on the next exam....
  8. I have generally enjoyed the job(s) - insurance...

    I have generally enjoyed the job(s) - insurance co, consulting, & regulation. I'm grateful early spreadsheet creations evolved into spreadsheet checking, then supervising. Still strong after 35+...
  9. Replies
    5
    Views
    2,840

    Flexibility

    I grew up in Utah, went to college there. So when I got my first actuarial job at the biggest Utah company, I thought I would stay forever. The next year, that company decided to drop its actuarial...
  10. Replies
    3
    Views
    1,938

    I graduated in math, planned on PhD in math. I...

    I graduated in math, planned on PhD in math. I figured I'd be a professor, but didn't want to spend my life proving theorems and publishing. Becoming an actuary became perfect.
  11. Replies
    13
    Views
    5,470

    AXA Equitable could provide long-term stability...

    AXA Equitable could provide long-term stability with variety.

    Mercer might be more exciting, but also more demanding.
  12. Replies
    9
    Views
    3,356

    If you have an actuarial job with solid exam...

    If you have an actuarial job with solid exam support, further graduate work is superfluous. Work + study will use up all your time.
  13. Replies
    5
    Views
    2,376

    The actuarial field is filled with people who are...

    The actuarial field is filled with people who are surprisingly diverse in what they enjoy. I gravitated toward life insurance product development because of its relatively unrestricted creativity and...
  14. 10 years seemed like forever when I started exams...

    10 years seemed like forever when I started exams at 24.

    I finished 23 years ago. It was well worth it. I'm glad I didn't give up after failing the first exam.
  15. Replies
    2
    Views
    1,847

    If you want to, go ahead. It could be helpful in...

    If you want to, go ahead. It could be helpful in a few positions. For most actuaries, it's unnecessary fluff.
  16. Replies
    3
    Views
    2,816

    Poll: Ingratitude is rude. There is always time for...

    Ingratitude is rude. There is always time for courtesy. Thank you letters show courtesy.
  17. Replies
    1
    Views
    2,565

    List the courses after formal education. Perhaps...

    List the courses after formal education. Perhaps MIT (online - nonmatriculated) would work.
  18. Replies
    4
    Views
    2,995

    A few large states have full-time actuaries for...

    A few large states have full-time actuaries for their pension plans. Many hire consulting firms. For health, most use an outside carrier which has its own actuaries, even if it's self-insured and the...
  19. Replies
    157
    Views
    178,394

    Sticky: Several of my actuarial employers considered a...

    Several of my actuarial employers considered a '6' to be the 'perfect' score. I agree - it means you balance your study hours with work. Good job!

    Passing matters. Score usually doesn't, unless...
  20. Replies
    20
    Views
    17,980

    Beethoven, the Beatles, and Boston Carpenters,...

    Beethoven, the Beatles, and Boston

    Carpenters, Creedence, and Cream

    Jefferson Airplane, Journey, and the Judds
  21. Replies
    6
    Views
    2,900

    Do what's best for you and your family, short-...

    Do what's best for you and your family, short- and long-term. The rest is secondary.
  22. Replies
    2
    Views
    1,797

    BYU math profs told me to go to U of Utah in...

    BYU math profs told me to go to U of Utah in 1967. Times have changed - BYU began their actuarial program based upon stats prof who worked with me at my first actuarial student job. BYU's actuarial...
  23. Replies
    85
    Views
    65,425

    don't pass me by - the Beatles

    More amusing to pass you both after the cop pulls you over.
  24. Thread: Dilemma

    by JMO Fan
    Replies
    9
    Views
    3,191

    legal, lee gull, league ill

    IANAL, but if you legally change your name, this might not matter. The alias would be for a former legal name. The new name is all that's legal, so it seems the past could be omitted.
  25. Thread: Dilemma

    by JMO Fan
    Replies
    9
    Views
    3,191

    Assuming you're reasonably open to moving, two...

    Assuming you're reasonably open to moving, two exams + 3.0 should get you a job. You'll find actuarial employers much more fair than most. Once away from L.A., it should be pretty simple to decide...
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