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Thread: Term assurance product

  1. #1
    Actuary.com - Newbie Poster
    Join Date
    Apr 2014
    Location
    gauteng
    Posts
    1

    Term assurance product

    Hi guys need need help.

    generate the monthly premium rate for a:
    35 year female,

    Non smoker

    R750 000 Sum Assured

    20 year policy

    Level premium

    R1000 Acquisition cost

    R150 per year Maintenance cost



    Inflation: 5.6

    Interest: 8.6

    Risk Discount Rate: 12.1

    using SA 85 – 90 mortality table

  2. #2
    Actuary.com - Level II Poster
    Join Date
    Sep 2010
    Posts
    44
    Your best bet is to hire an actuary/underwriter/analyst, who might want to clarify some details and determine the appropriate assumptions.

  3. #3
    Actuary.com - Level I Poster
    Join Date
    Sep 2015
    Posts
    21
    Hello, nice to meet you!

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